You need to be a South African citizen and above 18 years of age. You also need to be employed and have a valid bank account.

You cannot, only you can apply for the loan.

Payments are made the same day that your loan is approved. It then takes 24 hours for the money to reflect in your account but sometimes this can be the same day.

Absolutely! The only restriction is that your Repayment Date cannot be a Sunday or a Public Holiday. To make it easy, our systems will not allow you to select either one of these days.

Having a bad credit record does not necessarily mean that we will not be able to assist you. We consider a lot of other factors as well, and if we feel that you have met our affordability criteria and we are comfortable that you will be able to repay the Kash, we will consider your application.

All payments are made directly into the same bank account that you use to receive your salary. Therefore, your bank account needs to be active and you have to be able to make cash withdrawals on that account.

KashNow is a division of Lifewell (PTY) Ltd an authorised and registered credit provider registered with the National Credit Regulator and that enables us to provide short term loans whilst we are fully compliant and active.

Yes, you need to be employed and earn a regular salary that is paid into your bank account that is in your personal name.

Not paying your Loan back on time has a very negative impact on your Credit Profile, which makes applying for any form of credit in the future very difficult.

However, should this happen for any reason, our Collections Team will contact you to a payment arrangement. In the meantime, we would charge you with a Default Administration Fee of R75.00 (Excl. VAT) per month until you have settled your debt with us.

If you are still unable to honour your commitment, we would then have no choice but to hand you over to an external Legal Collections Firm, which could result in a judgment being taken against you. Once you have been handed over, you will start to incur further costs which would no longer be in our control.

Lifewell (PTY)Ltd is a registered credit provider with the National Credit Regulator (NCR) and complies with all the legislative requirements in terms of the National Credit Act of 2005.

The MicroFinance South Africa (MFSA) is a representative body of registered and legal Microfinance Credit Providers in South Africa. Lifewell (PTY) Ltd is a proud member of the MFSA.

The National Credit Regulator (NCR) was established as the regulator under the National Credit Act 34 of 2005 (the Act) and is responsible for the regulation of the South African credit industry. Lifewell (PTY) Ltd is registered with the NCR and are committed to responsible lending.